51 lines
2.8 KiB
Markdown
51 lines
2.8 KiB
Markdown
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# 📋 前端实现方案：未来 30 天现金流预测 (Cashflow Prediction)
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## 1. UI 布局草图 (UI Layout Sketch)
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```
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+-------------------------------------------------------------------------+
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| [Breadcrumb: Console > Finance > Cashflow Forecast] |
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+-------------------------------------------------------------------------+
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| [Current Cash: $50,000.00] [Projected Day 30: $12,450.00] |
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+-------------------------------------------------------------------------+
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| [现金流瀑布图 (Cashflow Waterfall)] |
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| [Chart: 当前(柱) -> +待收(绿) -> -待付(红) -> 预计(柱)] |
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|-------------------------------------------------------------------------|
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| [收支详情 (Breakdown)] |
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| +---------------------------------------------------------------------+ |
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| | 类型 (Type) | 金额 (Amount) | 关键来源 (Source) | |
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| |-------------------------|---------------|---------------------------| |
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| | 待结回款 (Receivables) | +$80,000.00 | Amazon/TikTok Shipped Orders| |
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| | 供应商欠款 (Payables) | -$110,000.00 | Pending Purchase Orders | |
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| | 运营成本 (OpEx) | -$7,550.00 | Salaries/Tools/Server | |
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| |-------------------------|---------------|---------------------------| |
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| | 预计净变化 (Net) | -$37,550.00 | | |
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| +---------------------------------------------------------------------+ |
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+-------------------------------------------------------------------------+
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| [风险预警 (Risk Alert)] |
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| > [WARNING] 预计 25 天后现金余额将低于安全阈值 (20%)。建议推迟部分采购计划。 |
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+-------------------------------------------------------------------------+
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```
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## 2. 交互状态机 (Interaction FSM)
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- **INIT**: 初始化加载。
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- **PREDICTING**: 调用 `/api/finance/cashflow/predict`。
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- **ALERTING**: 若 `projectedCash < 0` 触发全局红色顶栏告警。
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- **SIMULATING**: 支持手动调整“待收回款比例”查看不同情景下的预测。
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## 3. 核心 API 字段映射 (API Field Mapping)
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| 前端字段 (Frontend) | 后端 API 字段 (Backend) | 说明 (Description) |
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| :--- | :--- | :--- |
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| 当前可用现金 | `currentCash` | 实时账户余额 |
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| 未来30天预计 | `projectedCash` | 计算后的期末余额 |
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| 待收总额 | `totalReceivables` | 已发货未结算订单总额 |
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| 待付总额 | `totalPayables` | 待支付采购单总额 |
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| 风险等级 | `riskLevel` | LOW/WARNING/CRITICAL |
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## 4. ROI 可视化逻辑 (ROI Visualization)
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- **生存天数 (Burn Rate)**: 自动算出按当前净支出速度，现金还能支撑多少天。
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- **资金缺口建议**: 联动 `SovereignCreditPoolService` 展示可申请的贷款额度建议。
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